:root{
  --navy:#022257; --ink:#010103; --blue:#33A7E0; --blue-d:#1B8BC2; --logo:#2FAAE0;
  --bg:#F3F5F8; --card:#FFFFFF; --line:#E2E6EC; --muted:#55627A; --ok:#1E9E5A; --err:#C0392B; --warn-bg:#FFF7E8; --warn-line:#F0D9A8; --warn-ink:#8A5B00;
}
*,*::before,*::after{box-sizing:border-box}
html,body{margin:0;padding:0}
body{font-family:'Poppins',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{margin:0;line-height:1.2;color:var(--navy);font-weight:700}
p{margin:0} img{max-width:100%;display:block} button{font-family:inherit}
.wrap{width:100%;max-width:1120px;margin:0 auto;padding:0 20px}
.cf{border-bottom:2px dotted #E08A00;cursor:help}
body:not(.review) .cf{border-bottom:0;cursor:inherit}

.topbar{background:var(--navy);color:#C9D6EE;font-size:13px;padding:8px 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:600;text-decoration:none}
.site-header{background:#fff;border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;padding-top:12px;padding-bottom:12px}
.site-header img{height:44px;width:auto}
.hdr-call{font-weight:600;color:var(--navy);text-decoration:none;font-size:14px;border:2px solid var(--navy);border-radius:10px;padding:8px 14px}

.hero{background:var(--navy);color:#fff;padding:36px 0 52px}
.hero .grid{display:grid;gap:28px;grid-template-columns:1fr}
.eyebrow{display:inline-block;background:rgba(51,167,224,.18);color:#CFEBFA;border:1px solid rgba(51,167,224,.5);border-radius:100px;padding:5px 12px;font-size:12px;font-weight:600;letter-spacing:.5px;text-transform:uppercase}
.hero h1{color:#fff;font-size:32px;letter-spacing:-.5px;margin-top:14px}
.hero h1 em{font-style:normal;color:#8FD3F5}
.hero-sub{color:#C9D6EE;font-size:16px;margin-top:12px;max-width:520px}
.hero-points{list-style:none;margin:22px 0 0;padding:0;display:grid;gap:12px}
.hero-points li{display:flex;gap:10px;font-size:14.5px;color:#C9D6EE}
.hero-points b{color:#fff;font-weight:600}
.hero-points svg{flex:0 0 20px;margin-top:2px}
.g-badge{display:inline-flex;align-items:center;gap:10px;margin-top:22px;background:#fff;color:var(--navy);border-radius:12px;padding:10px 14px;font-size:14px}
.g-badge strong{font-size:18px}
.stars{color:#F5A623;letter-spacing:2px}
@media(min-width:900px){.hero{padding:52px 0 64px}.hero .grid{grid-template-columns:1.05fr .95fr;grid-template-areas:'head form' 'extra form';grid-template-rows:auto 1fr;align-items:start;column-gap:44px;row-gap:0}.hero-head{grid-area:head}.form-card{grid-area:form}.hero-extra{grid-area:extra}.hero h1{font-size:42px}}

.form-card{background:#fff;color:var(--ink);border-radius:16px;padding:22px 20px 24px;box-shadow:0 18px 45px rgba(2,12,40,.35)}
.form-head h2{font-size:19px}
.form-head p{color:var(--muted);font-size:13.5px;margin-top:4px}
.pg{margin:16px 0 18px}
.pg-track{height:6px;background:#E9EEF5;border-radius:100px;overflow:hidden}
.pg-fill{height:100%;width:20%;background:var(--blue);border-radius:100px;transition:width .3s}
.pg-label{display:flex;justify-content:space-between;margin-top:8px;font-size:12.5px;color:var(--muted);font-weight:500}
.step{display:none}.step.active{display:block}
.q{font-size:18px;font-weight:600;color:var(--navy);margin-bottom:4px}
.q-help{font-size:13.5px;color:var(--muted);margin-bottom:14px}
.opts{display:grid;gap:9px;margin-bottom:6px}
.opts.two{grid-template-columns:1fr 1fr}
.opt{display:flex;align-items:center;gap:11px;text-align:left;width:100%;background:#fff;border:2px solid var(--line);border-radius:11px;padding:12px 13px;font-size:15px;font-weight:500;color:var(--ink);cursor:pointer;transition:border-color .15s,background .15s,box-shadow .15s}
.opt:hover{border-color:#9ED5F1;background:#F7FCFF}
.opt.sel{border-color:var(--blue);background:#EEF8FD;box-shadow:0 0 0 3px rgba(51,167,224,.16)}
.opt small{display:block;font-weight:400;font-size:12.5px;color:var(--muted)}
.opts.compact{grid-template-columns:1fr 1fr;gap:8px}.opts.compact .opt{padding:10px 11px;font-size:14px;gap:9px;line-height:1.25}.opts.compact .opt .dot{flex:0 0 16px;height:16px}
@media(max-width:759px){.opts.compact .opt small{display:none}}
.opts.multi .opt .dot{border-radius:5px}.opts.multi .opt.sel .dot{box-shadow:none;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/12px no-repeat}
.opt .dot{flex:0 0 18px;height:18px;border-radius:50%;border:2px solid #B7C3D6;background:#fff}
.opt.sel .dot{border-color:var(--blue);background:var(--blue);box-shadow:inset 0 0 0 3px #fff}
.sub-q{font-size:14px;font-weight:600;color:var(--navy);margin:16px 0 8px}
.field{margin-bottom:13px}
.field label{display:block;font-size:13.5px;font-weight:600;color:var(--navy);margin-bottom:6px}
.field input,.field textarea,.field select{width:100%;font-family:inherit;font-size:16px;color:var(--ink);background:#fff;border:2px solid var(--line);border-radius:10px;padding:12px 13px}
.field textarea{min-height:92px;resize:vertical}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(51,167,224,.16)}
.field .err{border-color:var(--err)}
.err-msg{display:none;color:var(--err);font-size:12.5px;font-weight:500;margin-top:5px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.notice{display:none;border-radius:10px;padding:11px 13px;font-size:13.5px;margin:6px 0 12px}
.notice.on{display:block}
.notice.warn{background:var(--warn-bg);border:1px solid var(--warn-line);color:var(--warn-ink)}
.notice.info{background:#EEF8FD;border:1px solid #BFE3F6;color:#14587F}
.nav{display:flex;gap:10px;margin-top:16px}
.btn{font-family:inherit;font-size:16px;font-weight:700;border:0;border-radius:11px;padding:15px 20px;cursor:pointer;flex:1}
.btn-primary{background:var(--blue);color:var(--ink)}
.btn-primary:hover{background:var(--blue-d);color:#fff}
.btn-back{flex:0 0 auto;background:#fff;color:var(--muted);border:2px solid var(--line)}
.btn[disabled]{opacity:.6;cursor:wait}
.form-foot{text-align:center;font-size:12.5px;color:#7A869B;margin-top:12px}
.done{text-align:center;padding:12px 0}
.done .circle{width:64px;height:64px;border-radius:50%;background:#E7F7EF;color:var(--ok);display:flex;align-items:center;justify-content:center;margin:0 auto 14px;font-size:30px}
.done .circle.fail{background:#FDEDED;color:var(--err)}
.done h3{font-size:21px}.done p{color:var(--muted);font-size:15px;margin-top:9px}
.done .next{text-align:left;background:var(--bg);border:1px solid var(--line);border-radius:11px;padding:14px 16px;margin-top:16px}
.done .next b{display:block;font-size:13.5px;color:var(--navy);margin-bottom:8px}
.done .next ol{margin:0;padding-left:18px}.done .next li{font-size:13.5px;color:var(--muted);margin-bottom:5px}
.done .ref{margin-top:12px;font-size:12.5px;color:#7A869B}.done .ref b{color:var(--navy);letter-spacing:.3px}
.done-call{display:inline-block;margin-top:16px;background:var(--navy);color:#fff;text-decoration:none;font-weight:700;padding:13px 22px;border-radius:10px}

section.band{padding:44px 0}
section.band.white{background:#fff}
section.band.dark{background:var(--navy)}
section.band.dark .sec-h{color:#fff}
section.band.dark .s3{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.16)}
section.band.dark .s3::before{background:var(--blue);color:var(--ink)}
section.band.dark .s3 h3{color:#fff}
section.band.dark .s3 p{color:#C9D6EE}
.done.todo .circle{background:#EEF8FD;color:var(--blue-d)}
.done .todo-tag{display:inline-block;background:var(--warn-bg);border:1px solid var(--warn-line);color:var(--warn-ink);font-size:12px;font-weight:700;letter-spacing:.4px;text-transform:uppercase;border-radius:100px;padding:4px 12px;margin-bottom:10px}
.done .action{background:var(--navy);color:#fff;border-radius:12px;padding:16px 18px;margin-top:16px;text-align:left}
.done .action b{display:block;font-size:17px;color:#fff;margin-bottom:5px}
.done .action p{color:#DCE6F7;font-size:14.5px;margin:0}
.cv-drop{display:flex;align-items:center;gap:14px;border:2px dashed #B9C6D8;border-radius:12px;padding:16px;cursor:pointer;background:#F8FAFC;transition:border-color .15s,background .15s}
.cv-drop:hover{border-color:var(--blue);background:#EEF8FD}
.cv-drop input{position:absolute;width:1px;height:1px;opacity:0;pointer-events:none}
.cv-ico{flex:none;width:46px;height:46px;border-radius:10px;background:#EEF8FD;color:var(--blue-d);display:flex;align-items:center;justify-content:center}
.cv-txt b{display:block;color:var(--navy);font-size:15px}.cv-txt small{color:var(--muted);font-size:12.5px}
.cv-status{font-size:13.5px;margin-top:10px;display:none;border-radius:10px;padding:10px 12px}
.cv-status.busy,.cv-status.ok,.cv-status.bad{display:block}
.cv-status.busy{background:var(--bg);color:var(--muted)}
.cv-status.ok{background:#E7F7EF;color:#14683C}
.cv-status.bad{background:#FDEDED;color:var(--err)}
.cv-status button{border:0;background:none;color:inherit;text-decoration:underline;font:inherit;cursor:pointer;margin-left:6px;padding:0}
.cv-skip{font-size:13px;color:var(--muted);margin:12px 0 0}
.sec-h{font-size:26px;letter-spacing:-.3px}
.sec-sub{color:var(--muted);margin-top:8px;max-width:640px}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.chip{background:#fff;border:1px solid var(--line);border-radius:100px;padding:9px 16px;font-size:14px;font-weight:500;color:var(--navy)}
.chip b{color:var(--blue-d)}
.tiles{display:grid;gap:12px;margin-top:22px;grid-template-columns:1fr}
.tile{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px}
.tile h3{font-size:16px}.tile p{color:var(--muted);font-size:14px;margin-top:5px}
.steps3{display:grid;gap:14px;margin-top:22px;grid-template-columns:1fr;counter-reset:s}
.s3{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;position:relative;padding-left:62px}
.s3::before{counter-increment:s;content:counter(s);position:absolute;left:16px;top:16px;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
.s3 h3{font-size:16px}.s3 p{color:var(--muted);font-size:14px;margin-top:4px}
.two-col{display:grid;gap:18px;grid-template-columns:1fr;margin-top:22px}
.panel{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px 22px}
.panel h3{font-size:17px;margin-bottom:10px}
.panel ul{margin:0;padding:0;list-style:none;display:grid;gap:9px}
.panel li{display:flex;gap:10px;font-size:14.5px;color:#2A3550}
.panel li::before{content:"";flex:0 0 18px;height:18px;margin-top:3px;background:no-repeat center/contain url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2333A7E0' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E")}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin-top:10px}
.faq summary{font-weight:600;color:var(--navy);cursor:pointer}
.faq p{color:var(--muted);font-size:14.5px;margin-top:8px}
.foot{background:#011640;color:#93A4C6;font-size:12.5px;text-align:center;padding:20px 0}
.foot a{color:#C9D6EE}
.cta-bar{background:var(--navy);color:#fff;text-align:center;padding:36px 0}
.cta-bar h2{color:#fff;font-size:24px}.cta-bar p{color:#C9D6EE;margin-top:8px}
.cta-bar a.btn{display:inline-block;margin-top:18px;text-decoration:none;flex:none;background:var(--blue);color:var(--ink)}
@media(min-width:760px){.tiles{grid-template-columns:repeat(3,1fr)}.steps3{grid-template-columns:repeat(3,1fr)}.two-col{grid-template-columns:1fr 1fr}}
@media(max-width:899px){html,body{overflow-x:hidden;max-width:100%}.hero-extra{order:3}.hero-head{order:1}.form-card{order:2}.opts.two.one{grid-template-columns:1fr}}
.photo{margin:0}.photo img{width:100%;height:auto;border-radius:14px;display:block;background:#E9EDF3}
.photo figcaption{font-size:13px;color:#C9D6EE;margin-top:8px}
.hero-extra .photo{margin-top:22px}
.band .photo figcaption,.band.white .photo figcaption{color:var(--muted)}
.photo-row{display:grid;gap:14px;grid-template-columns:1fr;margin-top:22px;align-items:start}
.trust{background:#fff;border-bottom:1px solid var(--line);padding:22px 0}
.trust .tgrid{display:grid;gap:12px;grid-template-columns:1fr 1fr}
.trust .t{font-size:13.5px;color:var(--muted);line-height:1.4}.trust .t b{display:block;color:var(--navy);font-size:14.5px;font-weight:700}
.trust .g-badge{margin:0;background:var(--bg)}.stars{display:inline-flex;flex:none}
.hero-head .hero-sub{max-width:480px}
.field input.err,.field textarea.err{border-color:var(--err)}
@media(max-width:899px){.opts.two .opt{font-size:14px;padding:11px 11px}}
.mosaic{display:grid;gap:8px}
.mosaic i{display:block;background-repeat:no-repeat;background-color:#1A2F5E}
.mosaic.g3{grid-template-columns:repeat(3,1fr)}.mosaic.g3 i{aspect-ratio:1/1;border-radius:10%}
.mosaic.g2{grid-template-columns:repeat(2,1fr)}.mosaic.g2 i{aspect-ratio:1/1;border-radius:10%}
.mosaic.mix{grid-template-columns:32fr 64fr;grid-template-rows:auto auto}.mosaic.mix i{border-radius:7%}.mosaic.mix i.a,.mosaic.mix i.b{aspect-ratio:89/100}.mosaic.mix i.c{grid-row:1/3;grid-column:2;border-radius:3%}
.hero-extra .g-badge{margin-top:14px}
@media(min-width:760px){.photo-row{grid-template-columns:1fr 1fr}.trust .tgrid{grid-template-columns:repeat(3,1fr);align-items:center}}